Thursday, January 24, 2008

New Year Resolution 2008 (finally... after more than half a month??!!)


After thinking for so long and considering about what i'm gonna do this year, finally i managed to make up my mind, and managed to find the mood time to write this post, New Year Resolution 2008... after 24 days from New Year Day. So sorry to Myself... repent d, will not repeat next year (YEAH RIGHT!)

I got six(6) resolutions this year. Three(3) are the person i wanna BE, and the other three(3) are the things i wanna DO for the year 2008.

Looking back at my previous New Year Resolution 2007. I got 33.33% success rate so far, achieving two(2) out of three(3) resolutions. What are they you ask? You can check it out just right here >

So, for my New Year Resolution 2008;

1. I Want To Be A Good Son/Child.

More precise to say, it's about being a good family member which plays his part in a family. Helping each other as a part of the family. I'm quite satisfied with myself last year for providing and giving as a family member. Maybe it's not enough, but i will continue to provide and support in whichever way that i can for the better being of my family.

2. I Want To Be A Good Friend.

Well, this is not that hard actually. Just be neutral and you'll be better off with your friends. After setting this resolution last year, i did well. Less arguments, less misunderstanding... Well it is a good thing after all. Friends come and go, but those remain, they are your True friends. We might not agree on everything, or we might not mix around with each other that often, but we know that they will be there when a helping hand is in need. "A friend in need, is a friend indeed." I shall not name them to cause havoc for myself. But you know who you are. To be a good friend for 2008, i will remain neutral!

3. I Want To Be A Good Lover.

Err... This is a failed resolution last year. I don't even have a girlfriend after all. (Jay not counted =.=* It haven't passed the probation period GODDAMNIT FUCKING LIAR.) Well, it's much easier to let love come to you before you will want to grab it. Don't force yourself hard on this because it all depends on Fate actually. I can be a Lover without having a Lover. Just follow my heart and love the person i love =) despite of whatever the return could be. After all, it's not easy to found someone who worth your unconditional Love~*

Now for the things that i want to do this year;

4. I Want To Start My Career Path.

"Achieve or Do Not Begin." I remember this wonderful quote printed behind my name cards when i was a Shaklee's member. I started off as a teller in Public Bank. After nine(9) months in service, i moved on and joined Standard Chartered Bank (also known as SCB or Seriously Confused Bank) as a Business Instalment Executive (cut it short, Loan Sales Staff). It's a challenge. It's not easy to get sales, but well, maybe i haven't master it yet? I like to do something that i feel it's hard and uncomfortable to do it. Keep working on it until i feel comfortable with it. That's when numbers will come in, and things will improve on my side. But since those Seriously Confused Bastards are cutting headcount. I'm worry that my head will be next =/ But fuck it. I will just continue to do my job, and keep trying until i get a result. I don't know where will i be one year from now... Which bank i will be in, or will i be in bank after this? But i hope to land on somewhere, still doing sales, with at least RM3000 to RM4000 per month (basic + commission).

Oh, why Sales? Time flexibility (time to yam char and idle), can be else where other than office (spa) and income based on efforts (more sales = more commission). Not a bad package right?

5. I Want Control Over My Personal Finance.

I'm in financial deep shit right now. With deep debt holeS that i dug due to my irresponsible spending. With ten(10) holes but only nine(9) covers to block the holeS. It's Hell when out of sudden, all your lenders start asking for their money back.

So, three(3) things that i will focus on this year in my financial decision-making.

(i) Control my cashflow management. Spend less than what i earn.
(ii) Pay off my debts or get myself zero(0) networth.
(iii) Start saving for emergency funds with at least three(3) months salary.
(iv) Find other sources of income.

This resolution will need much more detailed planning, and of course, among all, i like this the most.

Lastly, surprisingly that it came in for this year's resolution...

6. I Want To Take Care Of My Health.

I'm a hardcore smoker. I need to cut off the amount of cigarettes that i puff in. (Still smoking while typing this.) I started to feel weaker and weaker. Well, i never give a fuck about my health. But sometimes, it's quite worrying. What if i fall sick, admitted into hospital and unable to do a lot of things, and... i hit Grand Prize in lottery? o.o

Go for gym, eat balanced diet, if possible quit smoking (i know it's not possible for a very long time from now.) or at least be a softcore smoker? Two things i need right now for this resolution.

(i) Full medical checkup. (RM110)
(ii) Hepatitis B Prevention. (RM45 per dose, and i need 3 doses = RM135) This will be my top priority =.= Number 1, there's not cure for this. Number 2, i can get it from just eating outside. Number 3, it's a STD (Sexual Transmitted Disease)

And so, these are all my new year resolutions... What about yours?

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