Saturday, June 17, 2006

Directions.

I have mixed feelings now. Love sick, moody, lost my direction... make me so lazy to do anything. Don't seems to have any motivation or inspiration to do anything and this has last for few weeks since before my exam.

I sit down and think. How to overcome this? I can't go on my life like this and waste my time. Time is too short to be wasted. I guess the best way to cure laziness is to be busy. I gotta find things to do, like clean my room, go swimming, attend chinese class (though i'm chinese but i can't read chinese) or anything that can fill my time productively.

In curing my lost of direction... I think it's time to replan my life for the next half year. I already got the big picture of my future in my mind, and i'm not doing anything now. Gotta do that tomorrow. Things that i'll need is, a pen and a few piece of paper. I will write down my goals and set priority for them, and plan out for each goals. That'll give me something to be done and make myself busy.

For the love sick part... I don't think i can do anything about it. I'd think of few things about it yesterday night.... Made me so moody after that. I hadn't think about relationship for quite some time or should i say, i'd been trying to avoid it?

I'd been keeping myself busy about money and business for quite some time. Love is just not my field and i guess nobody can be an expert in it. In fact, i know more about money than this mysterious thing called Love. It seems like i can solved any business and finance problems and yet, my mind went blank when it comes to chasing a girl. Don't even mention Maintaining Relationship.

Let me write another post to tell you about that.

3 comments:

  1. Anonymous12:04 PM

    ur goal is to b 'rich'.lets first define how rich?

    lets assume moderately good life = by the age of 50,u hv completed ur homeloans (one that ull b stayin till ur golden yrs,I suggest this to b a landed property so u dun hv2worry bout maintenance fee,n 2nd lot with good rent returns location) minimum 2 freehold properties
    2-medical insurance,just in case
    3-No More car loan (only 1 fuel economical car,low cc,so u dun end up w unnecessary high roadtax n insurance)
    4-cash in ur fixed deposit,that can churns out minimumly rm5000p/mth for u.that means u need approx.2mill in cash assuming 3%p/a rate.
    5-how to earn 2mill by 50,assuming ur 25 now.25yrs time to build 2mill.
    6-Epf contribution for ur 25yrs of work.max maybe 400k-500k depending how much ur salary.this range will requires approx rm7kp/mth salary from age 30 till 50 for simple calculation.
    7-so u need to build up the remaining rm1.5mill
    8-some insurance plan will return u maybe 300k when u reach 50yo
    9-so,how bout the rm1.2mill?
    10-u either invest in a rm600k landed property,true that total interest u pay will make u no better off but at least 80% historical fact shows that landed property price in pg will doubled,if ur lucky,tripled.or save 2.5k minimumly per month n put it in fixed deposit.

    the 2mill goal plan w assumptions.

    jo-van

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  2. =.=" now u get the pro to teach u how to earn money.. and win girls heart :P lol... who is so perfect? :P

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  3. I prefer choosing the path of entrepreneurship :) But thanks for the tips...

    Hmm... Will jot it down. I love whatever personal finance stuff :D

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